^^ Hmmm..... I have seen some extreme accidents, where the head of the biker was opened up showing his brain.... and eyes came out on to the roads.... a pool of blood.... and I was in the traffic,,,, and passed that accident spot by just inches ... it was at 2am on a sunday morning

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That should never happen to anybody..... ride safely !! You never know what will happen the very next moment when ur on two-wheelers. How experienced you maybe, you are always in for some surprise.
Its your responsibility its your life..... !!