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Thanks a lot for the answers Anand.
From the above, are you suggesting that the F5 will not be good for biking in the city streets..? I was more interested since you said u use it for daily commute to office and back.. So does your commute involve lot of broken roads or do u take a detour just to enjoy the bike better on rough terrain..
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A road or hybrid bike is better for city riding than mtb. If u want speed than a road-bike is best, mtb's are best for rough-ride, a hybrid combines best of both.
And yes I m using it for my daily commuting from my village to city Library. Some part of my terrain is very rough, so I went for F5. Another thing is that it is very durable.
I will also buy a road-bike soon and will enjoy the best of both. I will go for La-sovereign Urbano, its a good entry-level road-bike. It costs near to 25k.
So, if u r living in city & will be riding in city and dont want to spend like me (more than 50k for 2 bikes

) than go for LA Urbano.
In my case, my father gave me 50k & I planned for these 2 bikes- Cannondale F5 & LA Urbano ( will buy it after a month).