fz is really a good bike for city riding ...it has got huge amount of torque...but it really lags behind after 80...u hav to rip harder to attain 90+...rather than tht its be best bike when it comes to braking,,,stable lik hell...i will never feel afraid on hard braking,,i learned to ride bike on my FZ...i was de first one to get a FZ16 black in ambattur,,i got it on nov 08.....i was felling like a king when i was riding de bike...every one used to stare at ur bike, whatz de price,cc,mileage,imported uh....y dont u go for R15 if money is not de concern..its de best...rtr180 is also a good one,,,but it has vibrations and cheap power..for chennai city i wud say fz is de best..i too was in a dilemma of rtr fi and fz,,thn i made up to fz for its looks and riding posture....both fz and fzs r good...choose as ur mind says...go and chk wid showroom...