SandycoreBiker

Hi Guys,
Unlike our Indian bikes, insurance claims for SBKs are humungous. A small accident with rickshaw can make us poorer by few lakhs. Keeping that in mind it would be great if you can post your experience whilst dealing with insurance companies, claims, recommendations etc for your SBKs. I have to renew my insurance (previously being IFFCO TOKIO), but haven't read good review on mouthshut. Well mouthshut have people bad mouthing about everything.

So your advise would be greatly appreciated. Any idea on Future Generali motor insurance for SBK or any other for that matter.

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sunilg

Superbike query approved.

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(Been There Done That) x 3.25

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stewarch

I had the standard Oriental Insurance that Probiking sell with the Ninja 250's. Had major accidents with both bikes, which were eventually classified as 'write-off'. Both claims took 6 MONTHS to process to settlement. Becuase its a bike and amount is deemed 'high' they question and question and question everything. They even sent investigators to site of 1 accident to verify claim details.

rossiter

I've had unsavoury experiences with private insurance companies. Since then, I stick to the nationalised insurance companies. Either Oriental or United.

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"Tough times never last, but tough people do." - Robert Schuller
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R.I.P Kriss; 15.06.1981 - 11.10.2009 -- You will not be forgotten.

srisetty

For a new bike, how easy/difficult is it to get the insurance done by ourself?

manan3230

Before 3weeks
i did a good research for my karizma
& found that ifco tokyo is best

So renewed it

According to me ifco tokyo is atleast best for INDIAN bikes

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dreamchaser

i had my R1 insured for 3.5 laks from reliance insurance...check it with them..

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smoking weed is for kids.....i smoke asphalt!

doktor

SBK insurance for OFFICIAL indian billing bikes go with the insurance company suggested by the official dealer who has sold you the bike.
they generally have a tie up with the insurance company and processing is easy in case of any insurance claims.
ask for cashless facility, if possible otherwise the amount to be deposited for even a minor claim is huge and refund of the deposit takes time.

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rossiter

Generally, the dealers do have a tie-up. But you can always tell them that you will take care of the insurance yourself. More often than not, the premiums are always lower when you arrange insurance yourself. And cashless facility is available with only a few dealers and/or insurance companies.

Not at all difficult. Just approach an insurance agent representing the insurance company you have selected, and engage him to talk to the dealer to get the necessary papers and get a quotation for the premium.

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"Tough times never last, but tough people do." - Robert Schuller
---
R.I.P Kriss; 15.06.1981 - 11.10.2009 -- You will not be forgotten.

ashtorque

Getting insurance done is never a problem. You are welcomed on a red carpet. The problem is getting claims done.

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