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Thread: cost of ownership- ninja as an example

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    Rusted harikeshpk's Avatar
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    Default cost of ownership- ninja as an example

    well how cheap it is to own a 3 lakhs bike if you go in for a loan. well i got some figures for you.

    monthly installment or EMI for a 3 lakh loan repayable in 60 months - 7500/- approx

    add insurance about - 12,000/ per year - or Rs 1000/- per month.

    now your ninja will set you back by Rs 8500/- per month as ownership cost.

    now service cost ,etc are extra.

    most important - cost of your bike becoming obsolete - like yamaha r 15 which is clearly out dated and beaten blue is very high... KTM is going to be out so is honda with its 250 cc even a 350 bike for 3 lakhs cannot be ruled out especially from korea. except for a select few who can change or keep multiple super bikes, we have to live with what we have. every 6 months now on, there will be a bike launch in 250 cc and above category.

    now guys see if you can own the green girl @ Rs 8500/- per month

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    Rusted ken cool's Avatar
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    Interesting Discussion Approved

    Welcome to the vicious world of endless consumerism... keeping up with the Joneses! My Merc is faster than you is the same story. So is "my camera has more pixels crammed into the sensor than yours"!
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    nyhow...thank you sir ,for calculations...
    "You not a biker, you nobody." —ME
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    hi,midnight rider bought a ninja and the comprehensive insurance on the bike is 5000 rs and next year it would be roughly rs 4000
    if today i want to buy a bike with a budget of 3 lacs i'll buy a ninja and if i want to buy after 6 months then it would be great to have a choice.....
    the question here is how long anybody is ready to wait to see the choices............
    so guyz take a chill pill and go ahead and buy your bike as and when you want........

    till date there is no provision of a 100 percent loan on ninja {except a personal loan}
    WHY DRINK ND DRIVE..................
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    Rusted jd666's Avatar
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    @harikeshpk - interesting observation and calculation, but then why get into bikes if you wanna be set back by the costs encountered, better off running a 100cc economizer mate!!

    And bikes become obsolete, that does not mean the owners start going nuts.. i mean if one bought a 2007 R1, and since now there is a 2009 and iirc a 2010 model coming, should he/would he sell it off??? no way mate... Its the same with cars.. you drive em to a life.. and then only you let go.. or keep driving...

    either dunk in... or be left high and dry...


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    Rusted Sarvajit's Avatar
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    +1 to the above. Btw if you are considering having the Ninja, be prepared for atleast 10K a month total outflow.
    Quench my thirst with gasoline!

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    Rusted moeed's Avatar
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    Interesting thread. I would say, "buying a bike is no big deal, but maintaining it is".

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    To add to it, Mumbai has only 2 service centers. U have to take a leave when u want to service it..

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    Quote Originally Posted by Sarvajit View Post
    +1 to the above. Btw if you are considering having the Ninja, be prepared for atleast 10K a month total outflow.
    Not if you are paying the whole amount upfront!

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    Rusted Sarvajit's Avatar
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    Quote Originally Posted by bluevolt View Post
    Not if you are paying the whole amount upfront!
    He mentioned loan in the 1st line itself dude...those who can pay 3 lakhs cash won't think too much about 3K a month for maintaining/running it!

    P.S. I wish I were one of that kind!
    Quench my thirst with gasoline!

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