Let me tell you beforehand that its not just accounting for the cost of the bike and fuel expenses but also the insurance amount, maintenance being regular or periodic and the accident repairs, if any (God forbid). The ninja is an expensive bike to run and maintain. Its like a small/mid size car in terms of running and maintenance expenses and costs even more (a bomb) to fix if something is broken or needs replacement due to a fall/crash.
I was in the same confusion as you are in now (with a family to support unlike in your case) but took the plunge as i wont be able to do this sort of thing 10 years later owing to more responsibilities like son's education expenses which are spiraling everyday.
So in the hope that my post does not confuse you further...:
1. Ninja 250R:
Pro's - an awesome bike, smooth and very refined. A good balance between power and mileage, good tourer, even better as a track tool, looks great, fully faired so its got the sports look, excellent service back-up.
Con's - expensive to repair, fully faired/lots of plastic bits so replacement costs are high, too much eyeballs can cause worry at times, retro instrument cluster. a squeeze for two up riding due to the small pillion seat.
2. R15 : Have'nt owned this bike or ridden extensively
Pro's - excellent track bike, cheap to run and maintain (pricewise), fully faired for the sportsbike look, good quality and refinement, hybrid instrument console (digital speedo and analog rev counter)
Con's - needs to be revved high to enjoy the bike, ergonomics are aggressive and will cause discomfort on long rides but if this is a dedicated weekend fun bike then it might just fit the bill. Excellent track bike and hence the low end grunt is compromised so its not an ideal city bike/commuter, a squeeze for two up riding due to the small pillion seat.
3. Duke200
Pro's - Naked so no plastics to worry about, engine is very torquey and effortlessly will cruise at 120 kays, excellent styling and attention to detail, futuristic instrument cluster, good brakes, excellent backing by bajaj on service, warranty, spares, repairs, etc. Excellent for touring, city use, offroad use, etc. and will comfortably munch miles at 120's if higher speed is not the requirement.
Con's - accessories (aftermarket) are
speculated at being pricey and the same goes for the parts. Yet to be delivered so there is no first hand feedback from owners on issues, running costs, etc. A squeeze for two up riding due to the small pillion seat.
P.S. I would personally suggest you buy a used ninja and save at least a lakh. That way you can invest in a decent set of riding gears and probably save some cash for other expenses and upkeep of the bike
Hope i have been able to help.
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