Jeanie

guys i just realised my bike insurance expired 0n 17 july 2011 . nearly 3 months ago !! work life and the fact that i hardly ever ride my bike made me forget it . now what to do ??? which insurance co to go for renewing it ? it was done from shriram general insurance . i hope its not a problem as policy is expired so will there be any issues in renewing it ??

Noor

Query approved

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Guru_DTSi

Go to any reliance fresh outlet and get an ICICI Insurance. It is cheaper bought from them, than when bought online. These days, many petrol bunks in Hyd. are having insurance agents visiting them often and they offer insurance on the spot. So, you can check if there is any such thing in your place.

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Sarvajit

You can get it renewed at any insurance company. However, they will insist on vehicle verification (photographs will be taken) as the policy has lapsed.
They will tell you how much premium is to be paid taking vehicle IDV (Insurer Declared Value) as base for calculation, w.r.t. market rates.
On the down side, you may find that the premium quoted is higher than last year's premium, since the no-claim bonus expires after 90 days.
If you are still within 90 days, you can avail it even if you are changing the insurer.
Hope I was clear.

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animeher

Don't forget to take your expired insurance copy with you. New insurers might ask to see it for some reason. Getting a new insurance is a very easy job, do it fast.

sumeetagrawal

I would suggest you approach some reputed insurance brokers. They will help you renew you insurance policy in the existing company or else will also suggest you, if there, some better insurance policy that will best suit your requirements. The reason to approach an insurance broker is to get professional insurance advisory services and that too in an unbiased manner.