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10-27-2010, 05:59 PM
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#1 (permalink) |
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BANNED
Join Date: Feb 2010
Location: Bangalore, hyderabad
Posts: 1,442
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Insurance for automobiles
The insurance is a very important thing for our bike.
Use this thread discuss about various insurance companies, premium etc.
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my facebook account http://www.facebook.com/#!/profile.p...00000743704153 NOT BEEN THERE NOT DONE THAT |
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10-28-2010, 06:23 PM
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#3 (permalink) |
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The Pulsator
Join Date: Sep 2010
Location: Pune
Posts: 111
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Well I have used Bajaj Allianz & ICICI Prudential in the last 4 years.
I have had no instances regarding insurance as never had to claim. The premium was approx 1400 for the Bajaj insurance & 1700 for ICICI as it was a 3rd party comprehensive insurance. |
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11-01-2010, 12:31 AM
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#4 (permalink) |
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BANNED
Join Date: Feb 2010
Location: Bangalore, hyderabad
Posts: 1,442
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I got the oriental insurance when i took my bike. But its office was a bit far from my home. So i thought of switching to ICICI since its premium can even be paid at a reliance fresh market. So i dint paid the premium of the previous one & it was lapsed. After that i went to the nearest reliance fresh market & when i enquired about the premium & value i came to know that the oriental was offering more value for my bike & its premium was also less
 . After that i did repented about it since i had lapsed a much better insurance for my bike & downgraded on it by paying a higher premium.That's why i had started this thread so that everyone can choose things wisely by having the info about it. Thanks.
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my facebook account http://www.facebook.com/#!/profile.p...00000743704153 NOT BEEN THERE NOT DONE THAT |
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11-01-2010, 01:01 PM
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#5 (permalink) | |
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Member
Join Date: Mar 2009
Location: Pune
Posts: 63
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Quote:
Hey Madhav, even my bike is insured with oriental insurance. I forgot to pay my premium and my insurance is expired. I thought of going for icici lombard as it can be bought online also. My bike is just a year old. Lombrad gave me a quote of 1300 for getting my bike insured by them. Can you please explain why lombard is bad when compared to oriental? what is the difference in premium between both of them?
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LiFe Is NoT a BeD oF RoSeS bUt A bEd Of TaRmAC ------------------------- www.indianautotalk.com |
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11-01-2010, 01:05 PM
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#6 (permalink) | |
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BANNED
Join Date: Feb 2010
Location: Bangalore, hyderabad
Posts: 1,442
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Quote:
__________________
my facebook account http://www.facebook.com/#!/profile.p...00000743704153 NOT BEEN THERE NOT DONE THAT |
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11-01-2010, 01:09 PM
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#7 (permalink) | |
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Moderator
Join Date: Jul 2009
Location: Nasik / Pune
Posts: 2,800
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Quote:
Go to Online Insurance, Car Insurance India, Compare Health, Travel & Life Insurance Quotes, Bike Insurance India and check premiums of various companies. The process requires 2 days and all policies are available online. Though slower than ICICI Lombard (which is instant), this comes out to be cheaper even after addition of Rs.100/- service charge for using Online Insurance, Car Insurance India, Compare Health, Travel & Life Insurance Quotes, Bike Insurance India. ICICI lombard was charging me premium of Rs.1800 for my 2nd year of insurance (Insured value 68k). So I tried the comparison tool on the aforementioned website and found a premium of Rs.1300 for Tata AIG (Insured value 76k). Got it done from them online (At an extra charge of 100 bucks.) The process took 2 days to complete and I got a PDF copy of the cover note on my email. The next week, and the week after that, the cover-note and the policy were received at my residence. P.S.: Bajaj Allianz had refused me Insurance renewal as I had 2 insurance claims so they did not send me renewal notice(contrary to usual behaviour) and I went over for renewal only after a few hours post policy expiry (1/2 day late).
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Advice is a form of nostalgia. Dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it's worth. Old Signature Last edited by antz.bin; 11-01-2010 at 01:12 PM. |
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11-01-2010, 01:29 PM
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#8 (permalink) | |
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Member
Join Date: Mar 2009
Location: Pune
Posts: 63
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Quote:
__________________
LiFe Is NoT a BeD oF RoSeS bUt A bEd Of TaRmAC ------------------------- www.indianautotalk.com |
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12-25-2010, 09:33 PM
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#9 (permalink) |
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Junior Member
Join Date: Dec 2009
Posts: 26
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Insurace related query
Hi all,
I did not find a dedicated thread for insurance claims, hence I have created one as I have a query. My Enfield bullet STD 350 CI petrol tank has been left with a one deep scratch on the petrol tank and a slight scratch on the front mudguard in one of the parking lot. I have a comprehensive insurance that expires in the third week of january 2011. 1)I am wondering if the touchup jobs for these can be covered under insurance. please do share your thoughts and experiences. 2) Also will it be a better thing to continue with the comprehensive insurance or go for the third party ( considering the fact that the insurer may value my bike for a very low amount since it is no longer in production, which is contrar to the second hand market rate of 1 lakh plus for immaculate bikes). 3) My present insurance is from IFFCO tokyo and I am not very please with their customer service. Please do write about your personal preferred insurer and why. My fathers car was covered under comprehensive insurance by TATA insurance and it was a nice experience. |
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| comprehensive, insurance, insurance claims, third party |
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