Hello everyone,

This is my first post cum query. I am new to xBhp (but not new to biking). Anyways, I am planning to buy Kawasaki Ninja 250R and wanted to know about finance options available in Bangalore. I have been searching for more realistic information on this. Somehow I am not inclined to be totally dependent on those sales guys of various financial institutions instead I wanted to get it from those who have already availed this option irrespesctive of the city they are currently living in or those who are planning to avail it or from those who have done some fact findings. I have come across names like Bajaj Finance, HDFC and couple of other financial institutions and in some cases personal loan option as well.

What I am looking for is - information related to down payment amount, interest rates, tenure options, any hidden charges/terms & conditions and how much extra one needs to pay at the end for each financial institution. So, that I will have options for comparison.

Also, whether personal loan is an alternative to two wheeler loan?

Because my idea of personal loan is "higher interest rates" but I have also come to know that for bikes like Ninja the interest rate is quite high as compared to interest rates for other indian bikes.

NOTE - I am not expecting one person to provide me with all the information but if it happens then I would consider myself lucky. But having said that whatever information you have about any financial institution, please share. It would be more beneficial if you can provide information related to Bangalore.

Thanks & Regards,
Sambaran Ray

Your DL does not certify that you are a biker, it is just one of the pre-requisites which helps you live your dream and become a biker someday...