Hi guys,

I've been looking to get insurance for my two year old Suzuki Access 125. I've narrowed down to Bharati Axa and Digit Insurance. I'm looking for any advice on which one I should be picking, based on claim experience. Both of them are offering identitical IDV and premium, but Digit has some add-ons like "Back to Invoice" cover and so on. However, seeing as how I need them on their A game when it comes to a claim, I'm a little concerned about Digit. Any advice would be awesome. Thanks