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Bank Loans for a Super Bike

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  • #76
    Re: Bank Loans for a Super Bike

    What if the 2016 ZX10R price shoots up like R1 2015 compared to previous variants ? If you are prepared for it then any day better to wait for newer variant.

    Comment

    • #77
      Re: Bank Loans for a Super Bike

      Originally posted by Shreeni0403 View Post
      What if the 2016 ZX10R price shoots up like R1 2015 compared to previous variants ? If you are prepared for it then any day better to wait for newer variant.
      I don't have to worry about that. If the price shoots up,I will get the 2015 model if its in stock then. Waiting for the time being.

      Comment

      • #78
        Re: Bank Loans for a Super Bike

        Guys,
        Need some input. I went to ICICI bank today to enquire about loan for bike. I told the executive at the helpdesk that the bike I wish to own a bike costing 4.20 lakhs OTR. I need a loan of just 2 lakhs. At first, he told me that ICICI provides bike only for HD!! When I countered him a bit then he said ICICI provides loan for bikes costing 5 lakhs and upward!! I am not convinced totally. Can someone throw some light on this?
        "HASTA LA VICTORIA, SIEMPRE !" - Chesigpic


        http://www.xbhp.com/talkies/tourer/18983-spicy-sour-sweet-short-honeymoon-trip.html

        http://www.xbhp.com/talkies/tourer/20306-pursuit-swarghat.html#post716409

        http://www.xbhp.com/talkies/tourer/2...sary-trip.html

        http://www.xbhp.com/talkies/tourer/2...adventure.html

        http://www.xbhp.com/talkies/tourer/2...j-monsoon.html

        Comment

        • #79
          Re: Bank Loans for a Super Bike

          Originally posted by rx100.7050 View Post
          Guys,
          Need some input. I went to ICICI bank today to enquire about loan for bike. I told the executive at the helpdesk that the bike I wish to own a bike costing 4.20 lakhs OTR. I need a loan of just 2 lakhs. At first, he told me that ICICI provides bike only for HD!! When I countered him a bit then he said ICICI provides loan for bikes costing 5 lakhs and upward!! I am not convinced totally. Can someone throw some light on this?
          If you have a ICICI bank account, call up customer care and ask them to assist. But ICICI has become a govt bank, a big hassle to deal with them. Whereas HDFC has a dedicated superbike loan dept who will assist you gladly. After hard negotiation last I got 6.5% from HDFC. ICICI refused to negotiate.
          Regardless, Life shall go on.

          Comment

          • #80
            Re: Bank Loans for a Super Bike

            Originally posted by rx100.7050 View Post
            Guys,
            Need some input. I went to ICICI bank today to enquire about loan for bike. I told the executive at the helpdesk that the bike I wish to own a bike costing 4.20 lakhs OTR. I need a loan of just 2 lakhs. At first, he told me that ICICI provides bike only for HD!! When I countered him a bit then he said ICICI provides loan for bikes costing 5 lakhs and upward!! I am not convinced totally. Can someone throw some light on this?
            My advice is to check 1st online, while buying my car (Verna) 2years back I 1st check online and got the best rate from a bank which name start with M, I cant recall the name right now. But it was giving the most competitive rate plus around 5K cash back from bankbazar.

            I will advise you to check with the showroom as well, they have financer and if you go with their financer then it will be hassle free. But 1st
            Speed is a joy but roads are not race track. Keep speed in your limit and always Drive safe...

            Comment

            • #81
              Re: Bank Loans for a Super Bike

              Originally posted by soumen.sam View Post
              My advice is to check 1st online, while buying my car (Verna) 2years back I 1st check online and got the best rate from a bank which name start with M, I cant recall the name right now. But it was giving the most competitive rate plus around 5K cash back from bankbazar.

              I will advise you to check with the showroom as well, they have financer and if you go with their financer then it will be hassle free. But 1st

              Thanks bro. Should I select CAR loan if I want to compare online because I can't see any option for 2 wheelers (Bank Bazaar) ?
              "HASTA LA VICTORIA, SIEMPRE !" - Chesigpic


              http://www.xbhp.com/talkies/tourer/18983-spicy-sour-sweet-short-honeymoon-trip.html

              http://www.xbhp.com/talkies/tourer/20306-pursuit-swarghat.html#post716409

              http://www.xbhp.com/talkies/tourer/2...sary-trip.html

              http://www.xbhp.com/talkies/tourer/2...adventure.html

              http://www.xbhp.com/talkies/tourer/2...j-monsoon.html

              Comment

              • #82
                Re: Bank Loans for a Super Bike

                UTTER CRAP!!
                ICICI has stopped giving loans for Bikes
                HFDC provides only for HD, Triumph and Hyosung!!

                May be they have a direct tie-up with dealers. Such utter crap
                "HASTA LA VICTORIA, SIEMPRE !" - Chesigpic


                http://www.xbhp.com/talkies/tourer/18983-spicy-sour-sweet-short-honeymoon-trip.html

                http://www.xbhp.com/talkies/tourer/20306-pursuit-swarghat.html#post716409

                http://www.xbhp.com/talkies/tourer/2...sary-trip.html

                http://www.xbhp.com/talkies/tourer/2...adventure.html

                http://www.xbhp.com/talkies/tourer/2...j-monsoon.html

                Comment

                • #83
                  Re: Bank Loans for a Super Bike

                  Originally posted by rx100.7050 View Post
                  UTTER CRAP!!
                  ICICI has stopped giving loans for Bikes
                  HFDC provides only for HD, Triumph and Hyosung!!

                  May be they have a direct tie-up with dealers. Such utter crap
                  Little OT

                  Which bike are you planning to buy? Ninja 300 or R3?

                  On the loan front check how much loan you can get against your Credit Card. For example currently I'm entitle a loan of 2.6 lac through my credit card @ 11 percent ROI
                  Join xBhp On



                  My photography page: Gourab Das Photography

                  Comment

                  • #84
                    Re: Bank Loans for a Super Bike

                    Originally posted by rx100.7050 View Post
                    Thanks bro. Should I select CAR loan if I want to compare online because I can't see any option for 2 wheelers (Bank Bazaar) ?
                    If there is no bike option you can select car loan, the actual file will be filled when the guy call from bankbazar and then you can discuss and correct that. But recently I was also checking for a superbike loan just to check the rates, but I went through by looking for bike loan, not car loan. You can also go from bikedekho.com bikewale.com etc too provides from bankbazar.

                    Yes i recall now, it was MAGMA FINCORP from where I got the quote from. Going through online will be a hassle free and competitive rate. In my time it was zero processing fees. So apply online and when the sales guy call try to bargain with them to reduce the rate more, if possible.
                    Last edited by soumen.sam; 10-15-2015, 06:43 PM.
                    Speed is a joy but roads are not race track. Keep speed in your limit and always Drive safe...

                    Comment

                    • #85
                      Re: Bank Loans for a Super Bike

                      Hello guys,

                      took a loan yesterday from Vijaya Bank @10.05% emi for 2.5 lakhs for 5 years is 5400. No Foreclosure charges, No Processing fee.

                      Regards,
                      Kinshuk
                      Timon: Orange Yamaha FZ16 2009
                      Optimus: Red Mahindra XUV500 W8 FWD 2013
                      Atom: Red Tata Nano XTA 2016
                      Pumba: Red Harley Street 750

                      Comment

                      • #86
                        Re: Bank Loans for a Super Bike

                        Originally posted by kinshuk.arya View Post
                        Hello guys....
                        Congrats in advance! What bike?
                        Got a $5 head? Get a $5 helmet.
                        Because everyone who passes, isn't a martyr!

                        Bullet Service Guide CBR 250R Parts Manual Fz16 service manual - https://drive.google.com/file/d/0B1-...VFQmJzakk/view
                        Hero Moto Corp Bikes' Parts RE STD 350 Wiring Diagram (CI) Service Manual - Classic 350/500
                        ZMR parts - https://drive.google.com/file/d/0B-U...it?usp=sharing
                        P200NS Spares' prices - https://docs.google.com/spreadsheet/...taGd5R2c#gid=0

                        Comment

                        • #87
                          Re: Bank Loans for a Super Bike

                          Originally posted by kinshuk.arya View Post
                          Hello guys,

                          took a loan yesterday from Vijaya Bank @10.05% emi for 2.5 lakhs for 5 years is 5400. No Foreclosure charges, No Processing fee.

                          Regards,
                          Kinshuk
                          Congrats on your HD Street 750. s that 10.05% floating rate of interest?

                          Comment

                          • #88
                            Re: Bank Loans for a Super Bike

                            Originally posted by chetan6686 View Post
                            Congrats on your HD Street 750. s that 10.05% floating rate of interest?
                            No its fixed I think. I actually never asked, but fixed is the norm.
                            Timon: Orange Yamaha FZ16 2009
                            Optimus: Red Mahindra XUV500 W8 FWD 2013
                            Atom: Red Tata Nano XTA 2016
                            Pumba: Red Harley Street 750

                            Comment

                            • #89
                              Re: Bank Loans for a Super Bike

                              Originally posted by kinshuk.arya View Post
                              No its fixed I think. I actually never asked, but fixed is the norm.
                              Ohh then its a good deal.
                              BTW the bank's website shows floating- https://www.vijayabank.com/Loans/Ret...s/Vehicle-Loan

                              Comment

                              • #90
                                Re: Bank Loans for a Super Bike

                                Originally posted by chetan6686 View Post
                                Ohh then its a good deal.
                                BTW the bank's website shows floating- https://www.vijayabank.com/Loans/Ret...s/Vehicle-Loan
                                In current market scenario, a floating rate of interest option is a better one (than a fixed) as interest rate would continue to go down in coming months eventually saving money.

                                I have always recommended Vijaya bank for 2 wheeler loans because of foll:
                                1] They don't have ceiling on 2 wheeler loans as lot of banks have upper limit like 1Lac, 2Lac
                                2] They offer 2/4 wheeler loan at same rate of interest. Other banks quote higer interest rate for 2 wheeler loans
                                3] Their interest rates are relatively cheaper when compared to other banks
                                4] No part payment penalty and zero pre-closure charges
                                5] Quick disbursal and at times you can get DD in 2 days.

                                Comment

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