hey, sorry for the late reply dude, i dint see ur last post. about that zmr, i say dont go for a crashed bike coz the chances are handling and feel wont be same as a normal bike plus "its a crashed bike" and the quoted price is too much for a Zmr. And dude i can assure u this. no used bike is going to give the thrill of owning a new machine and taking care of it.
ur best options are rtr 180, new zma-R, pulsar 220. Try to Take a test ride of all the above and decide.
Ps- i own a p220 dtsi(actually first one in thrissur) its a wonderfull bike. And dont worry about handling, its just great(agree ,not light and nimble like r15 but better than others). Also keep in mind that, there r some possible upcoming launches like updated r15, fz 250,p250 etc..
Cheers.

Since your mind is diverted to used bikes,
you must check out the Karizma-R too.
Karizma have decent power, maintainance is not a big deal, good for both touring and commuting, will suit your personality.
Find a 1-2 yr old ZMA in good condition.

If you go for a new bike, p220 will be best for you, pricing is not so high, have awesome power and presence, and the best part is that you will use that max for 1.5 yrs.

Most of the time you end up buying a lemon when it comes to used Karizma. Buy a used Karizma only if you know are 100% sure on its maintainance else you will end up spending more.

I would say, go for new P220 or RTR180.