After riding my first bike XCD 135 for more than 25,000 km in past 2 years, I was in search for a Commu-Tour-ing bike which could basically satisfy following conditions :-
1. Naked (less or no plastic)
2. High Low-end Torque
3. Excellent suspensions & comfort
4. Should have good top speed (must atleast achieve 90-100kmph comfortably)

I test rode Royal Enfield Thundebird and Classic 500 model. I found CL500 much more appealing and comfortable given the lower handlebar height compared to TBTS. So finally I have decided to go for a RE classic model which are available in 350cc and 500cc variants. I want you to help me decide given that :-

1. I have to commute 30km daily on Mumbai roads.
2. I go on tours atleast once a month covering 300km or more in a day.

Now the basic differences between the two models are :-
1. Displacement -> 346cc vs 499cc
2. Bore x stroke -> 70mm x 90mm vs 84mm x 90mm
3. Maximum Power -> 19.8 bhp @ 5250 rpm vs 27.2 bhp @ 5250 rpm
4. Maximum Torque -> 28 Nm @ 4000 rpm vs 41.3 Nm @ 4000 rpm
5. Ignition System -> Transistorised Coil Ignition vs Digital Electronic Ignition
6. Fuel Supply -> UCAL 29mm, Constant Vacuum Carburettor vs Keihin Electronic Fuel Injection
7. Tyres Rear -> 110/90 - 18 vs 120/80 - 18


CL350


CL500


My major concerns :-
CL500 -> Its FI engine may go kaput due to some electrical failure. The bike is naked and Mumbai rains may affect the Electricals. Also the maximum mileage is 30kmpl.

CL350 -> Comfortable top speed lesser than 90kmph.

But my Heart still says CL500 despite Mind sticking to CL350. Help a fellow biker overcome his dilemma !

Please be realistic and support your choice with a reason.