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Which is a better investment ??? Need inputs please

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  • Which is a better investment ??? Need inputs please

    Prologue My beloved 3yr old FZ16 has been with me for slightly over 6 years and clocked almost 60k. It was my late father's gift on achieving what was my greatest milestone at that time. Its is the most unique FZ16 as I'd like think. I've spent more than motorcycle is worth ... but for me it was every penny worth because that's my tribute. I always had thoughts of letting go of it and get something better. But my ever changing location was a constraint; and the bike as too dear.

    But tired of the mundane life and having better flexibility than before I want to venture into higher BHP. I'm pondering over the two options I like and need your valuable inputs on multiple fronts to secure another bike. As much as I admire the rest ... I only am looking for naked bikes and am not a big fan of other platforms. I'd like to think I'm at a matured level of driving and will not hold back on a bike due to lack of fancy equipment (electrical and electronic). I need a solid motor and quality mechanical components on a nimble frame.

    I will need to take a decision by next Monday.

    Basic Info:

    Height : 5' 9.5"
    Weight: 75kgs
    Build : Athletic - Average
    Usage : Heavy city use & Occasional Highway use
    Mileage: ~1500 kmpm
    Skill : Advanced (in my dreams)

    Requirement:

    1. Rider needs to be comfortable - The seat is not the constraint. It can always be worked on. I don't want Tandoori Man legs by the time I get to office or home. The handle bar has to light and don't need something with a turning radius of mars. Pillion comfort is not in the scenario as I have Activa and FZ for that.

    2. Low maintenance - Maintenance cost is fine. I actually like getting my hands dirty - in the confines of the workshop. Not on the street ... definite no no. Longer service interval is better.

    3. Resale Value - I need to be able to sell it and with lesser depreciation among the options as my location is iffy at this point.


    The Contenders:


    Duke 390 with the following power parts:

    1. Ergo Rider & Pillion seat
    2. Body lowering kit
    3. Crash bars and spools
    4. Aluminium front and rear sprockets with Z-ring chain
    5. Arrow Dark Thunder Aluminum full system (KTM Eurospec)
    6. BMC or Pipercross Airfilter and ECU remap
    6. After market cosmetic changes (levers etc)

    Pros: Cost, power, torque and light weight, ABS & Slipper clutch (though I don't aspire for both)
    Cons:
    Resale value as I might not get much back on the power parts.
    Heats in traffic.
    Sounds like a tuk tuk
    Plastic feel
    Small tank
    Have to procure power parts


    Kawa Z250 mostly stock with minimal changes

    1. Replace the IRCs with something better.

    Pros: Twin cylinder, unique, bigger tank, more comfortable, slipper clutch, better build quality and handles like a dream
    Cons:
    Resale value as it is unique and its elder brother being its biggest competition
    That green ... not a big fan
    Difficult to procure parts and the ASS(es) I have to deal with after buying it.


    My heart is very much inclined towards the Z250 for being unique and considering that it is more refined being a twin.
    Its the resale that bothers me. Considering that both would be around 3 lakhs with the said configuration with the Duke being under 3 lakhs and the Z250 being more than 3 lakhs ... say after an year how easy would it be to dispose of them and around what kind of depreciation am I looking at. I'm guessing the depreciation would be lower on the Z250 and should go for it even though initial investment would be higher.
    When I'm on the road, I'm indestructible. No one can stop me... but they try.

  • #2
    Re: Which is a better investment ??? Need inputs please

    Query Approved

    With those options i would go for the Kawa anyday. Go with the heart man, resale value will make you happy for a day. The day you sell it off. Heart waala bike will make you feel happy for a year or longer

    No brainer!

    Let me know when to congratulate you

    ----consecutive posts auto-merged-----

    Also, when i saw the title, i expected the query to be. "Should i invest in Gold or Real Estate"

    Bikes aren't an investment. No motor vehicle is. You take it out of the showroom and depreciation hits. That's the opposite of investment
    Biking is not about what you have between your legs, its all about how well you use it!!!!!!!

    Give your details here if you want to help your fellow xBhpian stranded in your city

    Touring Blog: Cycling in Mongolia!

    Comment


    • #3
      Re: Which is a better investment ??? Need inputs please

      Originally posted by The Monk View Post
      No motor vehicle is
      You should be kidding!!
      Skill is what keeps you on a Motorcycle
      Awareness + Skill is what keeps you out of harm's way
      ATGATT + Awareness + Skill means you might Live To Ride another day

      Comment


      • #4
        Re: Which is a better investment ??? Need inputs please

        Originally posted by The Monk View Post

        Bikes aren't an investment. No motor vehicle is. You take it out of the showroom and depreciation hits. That's the opposite of investment

        You do know that the RD350 exists, right?

        @TS, a Kwacker is always the preferred.. Twin cylinder and fantabulous looks... I would go for the Kwacker if i had the money
        Splendor - 2k to 2006
        Karizma - 2k3 to 2009
        P180 - 2k6 to 2k9
        Hunk - Oct 2k7 til now
        ZMR - 2010 to Forever
        RX135(2k) - 2013 to 2018
        Ninja 250R (2010) - 2016 til now
        RayZ - 2015 til now
        Ninja 650 (2014) - 2017 til now


        Delhi to Narkanda
        Delhi to Coimbatore
        Delhi to Nepal

        Comment


        • #5
          Re: Which is a better investment ??? Need inputs please

          Originally posted by The Monk View Post
          Query Approved
          With those options i would go for the Kawa anyday. Go with the heart man, resale value will make you happy for a day. The day you sell it off. Heart waala bike will make you feel happy for a year or longer
          No brainer!
          Let me know when to congratulate you
          Also, when i saw the title, i expected the query to be. "Should i invest in Gold or Real Estate"
          Bikes aren't an investment. No motor vehicle is. You take it out of the showroom and depreciation hits. That's the opposite of investment
          A used N300, 2013 model goes for about 3 lakhs in Hyderabad ... which makes it a 25 % depreciation over 3 years which I consider is very good.

          A used D390 ABS 2014 model goes for about 1.4 lakhs in Hyderabad ... which makes it a 36% depreciation over 2 years. Considering the after market stuff on which I'm going to lose more.

          There's a mighty high chance that I will have to sell the vehicle in 1 yr's time as I've put my travels off for too long and there is pressure to resume. Hence termed as an investment. But also for that year or hopefully more of ownership, I'm looking for the bike is going to be more rewarding to the rider. I'm a urban rider and not a tourer. When I look at the power curves the D390 seems to be a better choice ... but when you look at the gearing the Z250 seems better. Considering that I can't get a test ride for the Z250 I have to rely on forum's input.

          For me the motorcycle is an just instrument that fuels passion ... like a child ... it is going to complete you anyway, but just that you wish they look like Richard Gere or that baby from 300 with abs is awesome (too much ???)

          It is passion that is making me push the thought my family nagging to the back ground. But when I had to sell my 1 year old Pulsar in 2006 ... I got less than 40% of its value due to the DTSI launch and that hurts especially when every penny comes at a dear cost to me (as I guess is for everyone).

          ----consecutive posts auto-merged-----

          Originally posted by rreneav1987 View Post
          A Kwacker is always the preferred.. Twin cylinder and fantabulous looks... I would go for the Kwacker if i had the money
          I have the money .. I just want to be sure of which of the options returns most of it back as there is a fair chance of me having to sell the motorcycle in slightly around a year
          When I'm on the road, I'm indestructible. No one can stop me... but they try.

          Comment


          • #6
            Re: Which is a better investment ??? Need inputs please

            If your budget allows, you can even look at the Yamaha R3.
            Vrooming Soul..!!

            Comment


            • #7
              Re: Which is a better investment ??? Need inputs please

              Budget is not an issue for me ... But after long deliberation its between the two. And my preference being street fighters. But sure the YR3 is a beautiful bike.
              When I'm on the road, I'm indestructible. No one can stop me... but they try.

              Comment


              • #8
                Re: Which is a better investment ??? Need inputs please

                Get a preowned 390 for 1.2 to 1.5lacs.. if you are sure you will not be keeping as a long termer so why waste your money on a new bike. You will save a good amount on duke. Why so many modification you are doing to duke while none to z250.?

                Comment


                • #9
                  Re: Which is a better investment ??? Need inputs please

                  Originally posted by aargee View Post
                  You should be kidding!!
                  Sir, as it is said, the exceptions are what prove the rule
                  Biking is not about what you have between your legs, its all about how well you use it!!!!!!!

                  Give your details here if you want to help your fellow xBhpian stranded in your city

                  Touring Blog: Cycling in Mongolia!

                  Comment


                  • #10
                    Re: Which is a better investment ??? Need inputs please

                    Originally posted by The Monk View Post
                    Sir, as it is said, the exceptions are what prove the rule
                    Being a Monk, you should ideally say, rules are perceptions not exceptions

                    Here's another example of investment from the recent times...
                    Skill is what keeps you on a Motorcycle
                    Awareness + Skill is what keeps you out of harm's way
                    ATGATT + Awareness + Skill means you might Live To Ride another day

                    Comment


                    • #11
                      Re: Which is a better investment ??? Need inputs please

                      Originally posted by ronit1992 View Post
                      Get a preowned 390 for 1.2 to 1.5lacs.. if you are sure you will not be keeping as a long termer so why waste your money on a new bike. You will save a good amount on duke. Why so many modification you are doing to duke while none to z250.?
                      What I'm going to say next might get me beaten .... just as the nature of the Duke itself the ones riding them that I see are also the same. Getting a pre-owned is a risky proposition unless I know the owner. Considering the bike in question a new one itself is not up to my liking in terms of quality.

                      The Duke 390 is not to my liking as is ... and hence the modifications. All the Z needs is better tyres IMO. Also accessories for the Duke are cheaper than that of the Z250 and marginalizes the cost difference.

                      ----consecutive posts auto-merged-----

                      Originally posted by aargee View Post
                      Being a Monk, you should ideally say, rules are perceptions not exceptions

                      Here's another example of investment from the recent times.
                      Those would be an ELSS ... mine is a short term day-trade :-P
                      When I'm on the road, I'm indestructible. No one can stop me... but they try.

                      Comment


                      • #12
                        Re: Which is a better investment ??? Need inputs please

                        Originally posted by Naveen Vajja View Post
                        mine is a short term day-trade :-P
                        That's called gambling
                        Skill is what keeps you on a Motorcycle
                        Awareness + Skill is what keeps you out of harm's way
                        ATGATT + Awareness + Skill means you might Live To Ride another day

                        Comment


                        • #13
                          Re: Which is a better investment ??? Need inputs please

                          Originally posted by aargee View Post
                          That's called gambling
                          Not according to John Murphy ... if you get your charts and spread right its not Gambling. The numbers are fine its the people that ridiculous probability in the equation.

                          Exactly what I'm trying to do here ... running the numbers only.
                          Last edited by Naveen Vajja; 08-02-2016, 07:09 PM.
                          When I'm on the road, I'm indestructible. No one can stop me... but they try.

                          Comment


                          • #14
                            Re: Which is a better investment ??? Need inputs please

                            Thanks to all the folks that have provided their valuable suggestions.

                            I unfortunately got booked for another trip and hence cannot really do anything for next two months which puts me right in October. Booking a bike to be delivered in November/December is ridiculous IMO.

                            Putting the purchase off till November/December so that I can take delivery in the New Year. By the way the twins win.

                            This thread can be closed please.
                            When I'm on the road, I'm indestructible. No one can stop me... but they try.

                            Comment


                            • #15
                              Re: Which is a better investment ??? Need inputs please

                              Thread Closed on TS' request
                              Biking is not about what you have between your legs, its all about how well you use it!!!!!!!

                              Give your details here if you want to help your fellow xBhpian stranded in your city

                              Touring Blog: Cycling in Mongolia!

                              Comment

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