Hi Guys, I am very close to getting a pre-owned 2018 Ninja 650. While I have researched the bike thoroughly and am satisfied with most aspects of the bike I have two questions that I would like to ask owners of the bike and get real world feedback. Just a request - Since I have already done enough research online, I would prefer feedback from people who have actually owned/ridden this bike extensively.

1. Ground clearance: I am aware that the GC of the bike is 130mm and is definitely lower than ideal.
How does this manifest in the real world?

Does the bike scrape most speed breakers?

Does the exhaust system get affected/damaged to the extent that it needs repairs due to incidents where the underbelly scrapes when manouevering speed bumps and potholes?

I plan to do a lot of 2up riding (with pillion) in the city where the concentration of bumps and craters is the maximum. How does it hold up? Is it impossible to ride uneventfully in the city?

2. Pillion comfort: I have had my partner accompany me on short test rides, but, I would like to know about pillion comfort on reasonably long rides.
Is it very uncomfortable or is it fine with some breaks?

How is it in the city?

Any color on the pillion comfort will be very helpful.

Since I need to decide soon, I will really appreciate quick responses from knowledgable members of this community. Thanks.

How is the seating position when compared to cbr 250? I am also an owner of a 2011 model cbr 250 nd planning to upgrade soon. I am not so comfortable with the cbr's seating position.