First of all i am sorry if i am comparing r15 and zmr with the Ninja. But i am in a peculiar situation and need all the help that i can get.
I am planning to buy a bike by feb 2010. But am dead confused what to go for. I have previously owned p180, kzma premium sports and recently sold my karizma r. Having used karizma for so long am not too keen on the zmr. R15 is tempting especially with the kit. I have 1 lakh 20,000 with me in cash. I have done enogh of touring and am not so keen on highway trips no more. I need something faster, zippier and cheer performer. I am not too sure of the financing bit of ninja....is it wise to make downpaymnt of what i have in hand and finance it or jus get r15 with no loan on my head. Please help . Thank you



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