2009 Bajaj Pulsar 220 Discussion Thread - First Ride Impression at Post No. 514

[manohar_manu]

I found out that if you have a Citibank Credit Card and go for a personal loan against credit card, they charge 1.9% (monthly) interest on reducing balance. So for 6/9 month loan, it is much cheaper. Also processing charges are also 1.9%(+tax) as compared to 5%(+tax) on Bajaj Finance(10.99% annual interest rate).

Actual Figures: on Loan Amount of 40k
Comaprison Field Bajaj Finance Citibank Personal Loan
Months 12 12
Processing Charges 2030 780
EMI 3700 3705
Total Payment after 12 months 46430 45240

If you go in for a shorter period on Citibank CC Loan, you save more on the interest(as it is monthly reducing balance) and for Bajaj Finance it is Fixed rate.

Also, With personal loan, the vehicle remains in your name all the time, not in bank/finance company's name.

P.S.: Other Credit Card Companies may also charge similar interest on Cash Credit. And Sorry for the bad Formatting. Tried Real hard but cant get that 1 right.

I dont have CitiBank. I have ICICI Visa Card. is there any plans for that?

Any one else booked the bikes here?

I have booked from same showroom. He said me that i am the 41st person to book.

[arunmur]

I dont have CitiBank. I have ICICI Visa Card. is there any plans for that?



I have booked from same showroom. He said me that i am the 41st person to book.

I am the 45th person.

What color did you book?

[manohar_manu]

I am the 45th person.

What color did you book?

not yet decided about color. booked RED. Showroom guy said, i can change color at the time of delivery i will be going with RED mostly
What about you?

[arunmur]

not yet decided about color. booked RED. Showroom guy said, i can change color at the time of delivery i will be going with RED mostly
What about you?

I am hoping to buy the Grey/Silver colored ones. I also want the black treatment, will check with the Kiviraj guys for this.

[a.umesh]

wow.. PBH ppl called me up to select the bike from a lot..
i went there.. didn select any..
cause mr.ramesh said me, first 15bikes will be inspected under the supervision of A PUNE ENGINEER..

they also said, i'l be gettin this beast by monday(99%)..
if not, the next day..


EDIT: will it be really inspected by them?? P220 DTS-Fi owners, please let me know..
and is it good ta take bike from service place??
or from go-down??

NO FI OWNERS HERE??
help me out guys..

[antz.bin]

I dont have CitiBank. I have ICICI Visa Card. is there any plans for that?

Call their call center and ask. All (Most) Credit card companies offer this.

Technical term is "Cash Advance". But it can be converted to 6/12 EMIs

[rahuldevnath]

How about a review of your test ride then?

I would love to write a full review, as I rode it hard enough, single riding, but I don't have access to a comp here in Nagpur, browsing, xbhp, painfully on my HTC Diamond!

Were there vibrations around the tank pad/ groin area?? I felt them at around 3 krpm or so during my ride ... and couldn't believe that was happening!

Bars and Pegs were silent though ...

Here is a small take : Compared to DTS_Fi- The bike surely feels much better in handling, I rode for about 3km, ripped it till 102, and voila there could I feel, an Altogather a new bike, ib the 220 avtaar. All througout the ride i didn't felt any sort of vibratins as such, the handle bars gave slight vibes at high speeds though.

The biggest improvement I could feel over the Fi version is infact the smoothness of the enjine at low revs.
The Cons: Bike Does feel, slower to Fi in first and second gears but its best described as negligible. The suspension is stiffer, and for riders like me, who wouldn't throw the bike much at corners, it felt hard.

[rahuldevnath]

Call their call center and ask. All (Most) Credit card companies offer this.

Technical term is "Cash Advance". But it can be converted to 6/12 EMIs

Yes, ICICI does provide "conver to EMI" option. You can just pay the part amount by your CC, and conver it to emi online or on phone, there are different options for no. of months and processinf fees etc.

[satyenpoojary]

Yes, ICICI does provide "conver to EMI" option. You can just pay the part amount by your CC, and conver it to emi online or on phone, there are different options for no. of months and processinf fees etc.

They dont offer it anymore, its more of a 'Invite' based approval now based on your card history! - Says the guy who had a small share of his brain behind the original concept Oh and it was originally called EMIOC (EMI On Call)

Oh and Cash Advance is something totally different! thats like doing a cash withdrawal using your credit Card across a branch counter

PM me incase you kinda 'need' it

[manohar_manu]

Call their call center and ask. All (Most) Credit card companies offer this.

Technical term is "Cash Advance". But it can be converted to 6/12 EMIs

Yes, ICICI does provide "conver to EMI" option. You can just pay the part amount by your CC, and conver it to emi online or on phone, there are different options for no. of months and processinf fees etc.

will check out in our company tomo.. thanks for the info

[Durvesh]

guy's
anyone know what is the true top speed of new pulsar 220 dts-i.BAJAJ auto say 144kmph.

[antz.bin]

guy's
anyone know what is the true top speed of new pulsar 220 dts-i.BAJAJ auto say 144kmph.

Nobody can tell you for sure as yet.. i think.. All of them are still running-in.. so wont be ripping anytime soon to confirm this BAL claim..

[arunmur]

Hey Bangloreans, please keep the thread updated if any one gets a call.

[chicane1879]

One thing i noticed with the bike in Bangalore showroom is that the bike did not have black decals on the handles or the grab rails. Is this black decal optional ?

Made my booking for a grey one and Kiviraj says they have 40 deliveries this week.

Also any idea if it has a 26mm or a 28mm carb?

You booked a P220......you are certainly back with a bang!!

Btw, Nice test ride report, there!!

[arunmur]

You booked a P220......you are certainly back with a bang!!

Btw, Nice test ride report, there!!

Waiting to get my hands on the bike the Test ride left me wanting for more.