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Sarvajit, what happened to your ninja plan.:-)
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Nice! Look forward to your first ride report and photographs soon!Originally posted by ashutosh_x View PostI am going to get my Ninja probably tomorrow but I have managed to obtain its pics that I am attaching even before getting the bike
Two more Ninjas seem to have arrived in Pune center. Not sure whose and not sure which color and not sure when are they to be delivered
Pata nahi mera number kab aayega - this morning when I was going to work from Gurgaon, I saw the Green Ninja parked in the probiking store window, looked awesome.
And will check out the black color soon the next time I am in Delhi, probably 3rd week of this month...Comment
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Sure will upload more pics along with ride report though there have been many so far testifying the amazing feel that people have on the bike.Originally posted by bluevolt View PostNice! Look forward to your first ride report and photographs soon!
Pata nahi mera number kab aayega - this morning when I was going to work from Gurgaon, I saw the Green Ninja parked in the probiking store window, looked awesome.
And will check out the black color soon the next time I am in Delhi, probably 3rd week of this month...
Looking forward to riding it pretty soon now. Next target is 1000 Km
I wish you get to have your hands placed on the handles of your Ninja soon. Also, despite knowing that I am being redundant, I would like you to check out Black Ninja in the showroom for sure.
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One & Only,
NJ...Comment
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Originally posted by Sarvajit View PostThank you Sir! Maybe next year...
Take a personal loan of 2 lakhs, you'd get it for around 17-18% reducing rate p.a. Works out to close to 10% fixed rate p.a
The benefits here are:
1) tenure upto to 4 years meaning low EMI per month
2) Ability to close the loan after 6 months after paying 4% fore closure charges on the outstanding
3) No hypothecation of the bike
Also, on bike loans the interest is variable based upon the duration. For e.g BAL offers around 6% p.a for a tenure of 1 year.
Hope this was helpfulMumbai Roads = (NO parking + Pay and Parks) - (really really bad roads with pot holes)
The road tax I pay funds the people who tow away my vehicle, the money I pay the RTO to release my vehicle funds new no-parking boards!!!!
Some body needs to be terminated!!!!!!
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@saravjit - the downpayment was 80,000, loan for 2 lakhs.
honestly i was expecting such a response from bajaj people, but then i guess i got lucky.
one interesting thing that i saw there was the 220 dyno install, which lets you take the bike to the top speed, now if only it would give the power and torque curves, and let me fit my R15 on it
My offerings to the gods of speed -
- KTM Duke 200
- Yamaha RXZ 5 speed
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probably you will be the first to give the review on the Black panther ... and i am dying to see it's on road pics ... please make it fast ....Originally posted by ashutosh_x View PostSure will upload more pics along with ride report though there have been many so far testifying the amazing feel that people have on the bike.
Looking forward to riding it pretty soon now. Next target is 1000 Km
I wish you get to have your hands placed on the handles of your Ninja soon. Also, despite knowing that I am being redundant, I would like you to check out Black Ninja in the showroom for sure.Dream the impossible because dreams do come true !
@ my photo albums http://www.xbhp.com/talkies/members/neo88-albums.htmlComment
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I am also awaiting a small review from Ashutosh for he has been awaiting this bike with a lot of excitement.Originally posted by neo88 View Post
If u want one now u shall find one(in ownership exp thread) written by Vishwas and he has a black one.sigpic
when i ride bullet before my bullet was solid condition but i once race with a Ceilo car and my engine size. mechancic say bullet is good bike but no racing. it is good for three people and very powerful.
one day when i become rich i but ducati and then I race with cars. not now.
kamlesh kandaNO PACE TOO SLOW
IF you're at all going to be a respectable rider one day, leave your pride at the "door."
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Originally posted by hydrogenmolecule View Post
Thanks guys, if&when I decide to buy it, I will surely get into the details. Just wanted to get a rough idea. As of now I can understand something like 1 Lakh DP&7.5K EMI for 3 years for a loan amount of 2 Lakhs. Lets see how things work out over the next year.Originally posted by jd666 View PostQuench my thirst with gasoline!Comment
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folks my friend told me that canara bank is giving the best rate of 8.5% int rate ( first Yr) ! any one taking loan pls check it !
And vijaya Bank
Special Interest Rate for V-Wheel borrowers:
Period 4 wheeler/2 Wheeler
1 st year 8.5%
2 - 5 years 10%
After 5 years up to 6 years only 10.5%Last edited by pulsar_flame; 11-10-2009, 04:32 PM.pulsar 150 - 02
unicorn150 - 04
apache150 - 06
cbz ext - 08
Yzf R15 - 09
ninja 250 - 10
Twister - 11
Passion xpro -14Comment
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Even if you take a personal loan for 2 Lakhs for 36 months, your EMI will be 7.1K per monthOriginally posted by Sarvajit View Post
So take a personal loan and pay the full amount and you can avoid "Hypothecation" entry in your RC 
Last edited by Priyatam; 11-10-2009, 12:13 PM.Once human-being, now Biker.Comment
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You mean take a vehicle loan from a bank personally? Coz 'personal loan' category attracts 18% p.a. interest in banks!Originally posted by Priyatam View PostEven if you take a personal loan for 2 Lakhs for 36 months, your EMI will be 7.1K per month So take a personal loan and pay the full amount and you can avoid "Hypothecation" entry in your RC
Quench my thirst with gasoline!Comment
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But when you are paying 7.5K EMI for 2 Lakhs for 36 months, the interest rate is 21%. At 18% you will just pay Rs.7,230/- per month. I took personal loan from HDFC at 17% interest rate.Originally posted by Sarvajit View PostYou mean take a vehicle loan from a bank personally? Coz 'personal loan' category attracts 18% p.a. interest in banks!
Once human-being, now Biker.Comment
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There is some confusion bro, we need to get the details clearly.Originally posted by Priyatam View PostBut when you are paying 7.5K EMI for 2 Lakhs for 36 months, the interest rate is 21%. At 18% you will just pay 7230K per month. I took personal loan from HDFC at 17% interest rate.
AFAIK vehicle loans interest rate is around 6.8% for one year, or 7.7% for 2 years&maybe more beyond. Though 13%, that is diminishing, which works out to some 7.8% flat rate.
Have a look at this site, it has a loan calculator: 13% diminishing works out to 7.1% flat! Loan EMI interest rate calculator | Calculate Loan EMI
Why bother-both of us are not buying now!
Quench my thirst with gasoline!Comment
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I'm always confused with numbersOriginally posted by Sarvajit View PostThere is some confusion bro, we need to get the details clearly.
AFAIK vehicle loans interest rate is around 6.8% for one year, or 7.7% for 2 years&maybe more beyond. Though 13%, that is diminishing, which works out to some 7.8% flat rate.
Have a look at this site, it has a loan calculator: 13% diminishing works out to 7.1% flat! Loan EMI interest rate calculator | Calculate Loan EMI
Why bother-both of us are not buying now!
Yes, we are not buying it anyways, so let us leave these numbers here
Once human-being, now Biker.Comment
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