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**manan3230** · 09-14-2010, 06:34 PM

@fast
according to me you will get back Rs 8000+ for sure
from insurance

**Shreeni0403** · 09-15-2010, 02:37 PM

@ Fast

Count 100% value on metal parts like alloy wheel, left and right handle, end weights, disc plate, rear/front brake lever, fork and labor.

Rest of the parts u ll get 50% or less.

As you will get 100% on wheel, i would suggest u to replace the wheel. Never take a chance.

**rakesh_zmr** · 09-15-2010, 03:57 PM

Guys I am planning to do a little DIY for the bike, like lubing the chain and other parts the mechanic told me to use SAE GRADE 90 Oil for lubing the chain is it safe to lube the chain once in a week or will there be any problem of too much lube and thus slipping or anything like that give some insights.. also I am unable to find the Formula1 Polish in Hyderabad can any once suggest other brands.

**manan3230** · 09-15-2010, 04:15 PM

Going to Meet Amit Sharma Tomorrow

Anyone from mumbai who has problem with their Hero Honda Can Come & Argue

**fast_ferocious** · 09-15-2010, 05:46 PM

Originally posted by krUnIzZlE View Post

What did the insurance guy say about the fiber?????? included? or no??? if not then you/ur friend is screwed badly lol....

The insurance surveyor has not inspected the bike as yet. But according to the SVC guy, 50% will be given for fiber parts and 85%for metal parts. And regarding the friend. He will pay be it 1K or 20K.

Originally posted by veryhiphop View Post

If an alignment of front wheel is out then change it...

The wheel is ok. No need to change. There is no change in the riding of the bike. riding is perfect except the bent angle and brake pedal. Most of the damage is to the body. The SVC guy adviced me to keep the wheel in the estimate so as if the inspector is lenient it will be replaced too.

Originally posted by manan View Post

@fast
according to me you will get back Rs 8000+ for sure
from insurance

I hope for even less buddy.

Originally posted by Shreeni0403 View Post

Count 100% value on metal parts like alloy wheel, left and right handle, end weights, disc plate, rear/front brake lever, fork and labor.

Rest of the parts u ll get 50% or less.

As you will get 100% on wheel, i would suggest u to replace the wheel. Never take a chance.

Wheel is perfectly fine as mentioned earlier. And 100% refund is not given. Its 85% for metal parts (acc to the svc guy).

**anmol_1990** · 09-15-2010, 06:09 PM

Originally posted by rakesh_zmr View Post

Guys I am planning to do a little DIY for the bike, like lubing the chain and other parts the mechanic told me to use SAE GRADE 90 Oil for lubing the chain is it safe to lube the chain once in a week or will there be any problem of too much lube and thus slipping or anything like that give some insights.. also I am unable to find the Formula1 Polish in Hyderabad can any once suggest other brands.

there is no need to lube change that often, it is covered so leave it to service people. and for polish you may go for turtle wax, waxpol, maruti genuine polish.

**krUnIzZlE** · 09-15-2010, 06:41 PM

wow, your insurance company SUCKS

Originally posted by fast_ferocious View Post

The insurance surveyor has not inspected the bike as yet. But according to the SVC guy, 50% will be given for fiber parts and 85%for metal parts. And regarding the friend. He will pay be it 1K or 20K.

The wheel is ok. No need to change. There is no change in the riding of the bike. riding is perfect except the bent angle and brake pedal. Most of the damage is to the body. The SVC guy adviced me to keep the wheel in the estimate so as if the inspector is lenient it will be replaced too.

I hope for even less buddy.

Wheel is perfectly fine as mentioned earlier. And 100% refund is not given. Its 85% for metal parts (acc to the svc guy).

wow, your insurance company SUCKS.... you paid over 2kin insurance and you get ONLY 85% in metal and 50% in fiber???? i paid bout 600 bucks less then you and im covered 100%. or maybe 99%, Out of 10,000 RS Bill, i only had to pay 100 RS. lol. Well, Good luck getting the bike fixed and do tell us how much you/your friend had to pay out of pocket.

**rakesh_zmr** · 09-15-2010, 07:04 PM

Originally posted by anmol_1990 View Post

there is no need to lube change that often, it is covered so leave it to service people. and for polish you may go for turtle wax, waxpol, maruti genuine polish.

Thanks anmol for the info, I am planning to buy amway polish as suggested by one of the members. But regarding the chain lube as it is rainy season doen't the lube wash away more quickly?

**manan3230** · 09-15-2010, 08:28 PM

Originally posted by krUnIzZlE View Post

wow, your insurance company SUCKS.... you paid over 2kin insurance and you get ONLY 85% in metal and 50% in fiber???? i paid bout 600 bucks less then you and im covered 100%. or maybe 99%, Out of 10,000 RS Bill, i only had to pay 100 RS. lol. Well, Good luck getting the bike fixed and do tell us how much you/your friend had to pay out of pocket.

which insurance company ?

i need to change mine ....ifco tokyo sucks

**fast_ferocious** · 09-15-2010, 08:48 PM

Originally posted by krUnIzZlE View Post

wow, your insurance company SUCKS.... you paid over 2kin insurance and you get ONLY 85% in metal and 50% in fiber???? i paid bout 600 bucks less then you and im covered 100%. or maybe 99%, Out of 10,000 RS Bill, i only had to pay 100 RS. lol. Well, Good luck getting the bike fixed and do tell us how much you/your friend had to pay out of pocket.

Which insurance company is your bike insured to?

Can someone give me the details of the policy "1-9NHDH1" of Iffco-Tokio.

Edit: Got this infor from the Iffco-Tokyo website:

How depreciation will be charged to me on different parts?
Rubber/Plastic material 50%
Fiber Glass 30%
Rear view mirror 50%
Front or back Glass 0% (connected parts like rubber sealer etc is not 50%)
Metal Objects Depends on the age of the vehicle
Wooden Parts Depends on the age of the vehicle

What I want to know is how the depreciation of metal objects depends on the age of vehicle. Any Idea of how a 6 month old bike will get.

**kurtrules** · 09-15-2010, 08:49 PM

I hope you have told them you were driving, else there might be complications.

Also, get the T-cone set change otherwise you will notice a change in handling.

And don't worry, shit happens

**fast_ferocious** · 09-15-2010, 09:01 PM

Originally posted by kurtrules View Post

I hope you have told them you were driving, else there might be complications.

Also, get the T-cone set change otherwise you will notice a change in handling.

And don't worry, shit happens

I've attached the estimate few posts earlier. In that there is this 'fork tuning'. Does T cone comes under this?

How depreciation will be charged to me on different parts?
Rubber/Plastic material 50%
Fiber Glass 30%
Rear view mirror 50%
Front or back Glass 0% (connected parts like rubber sealer etc is not 50%)
Metal Objects Depends on the age of the vehicle
Wooden Parts Depends on the age of the vehicle

How will the depreciation on metal objects depend on the age of my vehicle?

**Greymatter** · 09-15-2010, 09:58 PM

Hi, is it possible to fit the rear tyre of bullet classic 500 (130/80x18) in zmr without removing full chain cover?

**krUnIzZlE** · 09-15-2010, 10:34 PM

Originally posted by fast_ferocious View Post

Which insurance company is your bike insured to?

Can someone give me the details of the policy "1-9NHDH1" of Iffco-Tokio.

Edit: Got this infor from the Iffco-Tokyo website:

How depreciation will be charged to me on different parts?
Rubber/Plastic material 50%
Fiber Glass 30%
Rear view mirror 50%
Front or back Glass 0% (connected parts like rubber sealer etc is not 50%)
Metal Objects Depends on the age of the vehicle
Wooden Parts Depends on the age of the vehicle

What I want to know is how the depreciation of metal objects depends on the age of vehicle. Any Idea of how a 6 month old bike will get.

I have "I.C.I.C.I LOMBARD". Check them out once your insurance expires.....

**anmol_1990** · 09-15-2010, 10:37 PM

Originally posted by rakesh_zmr View Post

Thanks anmol for the info, I am planning to buy amway polish as suggested by one of the members. But regarding the chain lube as it is rainy season doen't the lube wash away more quickly?

in severe rains there can be some effect. but since our's is a covered one you can not use the spray based lube, so if you wish then you can get a conventional lube pump[used in svc] and then remove the hole and lube it.

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