Good Morning friends. Woke up today an hour back and was excited about the festive mood today. But got a call from my friend who was having my bike for the last night. He crashed on it. I was and am in a state of shock. He returned the bike to me few mins back and here are the snaps:


















Now from what I've inspected, the engine and riding is normal .But damages are:

1. Full right fairing. Upper and lower. But in the last pic you can see the gap i've circled. The bottom lining plastic of headlight is moved down. Don't know what it is called.

2.The black fibre around the speedo meter is broken and it is vibrating like hell.

3. The rear panel got a good dark scratch.

4. The rear brake lever is bent.

5. The right handlebar is bent.

6. The right handlebar end weight and front brake lever are scratched.

7. Right front foot rest is here in my hand now.

8. Right rear foot rest is damaged.

9. Silencer cover is damaged.

10. Small scratches here and there.

Thats it I hope.

Please let me know the prices of these parts.

One more thing what about the insurance?? How do I claim it. FIR needed or not? I've read long back in the first impressions thread. But will have to go through manyyyy pages.

Note: This was the first time I lent my bike to someone.

why did u lent ur bike? and that too a new bike?

I am disappointed reading and seeing pix...

Claim insurance , but avail of parts is issue

Call Insurence Company

hey; call ur insurence Company and register ur claim immediatly. They will ask u the details of accident and give u a token number

Call the insurance company and inform them about the mishap. In any case, do NOT ride the bike. Get the bikr towed to the A.S.S and get your vehicle assessed by the surveyor. Usually you'll have to pay 50% of the value of the plastic parts and a small claim charge and you'll be refunded the full amount for labour and any metallic parts. I don't know about your insurance details, if it's not cashless you'll have to pay the full amount upfront and get it refunded afterwards.

Hope this helps.

This is a major fall...check forks too

Lots of Damages...

Consult your insurance company...they will guide you for the claim...

+ 1 also, the wheel alignment...specially the front wheel...

Im not sure which insurance company you guys get but when i got my Karizma-R last month, i got I.C.I.C.I LOMBARD and they cover 100% of everything including metallic, fiber, plastic. Only they dont cover rubber and in all i had to pay 100 RS. and my damage total came out to be 10,000 RS.

Also, on your insurance paper, it should say "ND Cover" check and see if that amount is paid, if so, your fiber should be included 100%. Srry to hear bout your mishap, i finally got my R fixed up 100%.

@fast_ferocious: ohh that is a really bad fall, sorry about that! sent reply to you PM pls check

@fast
feel bad for u
ya
forks might have gone ...n& i guess you'll need to change t-cone also

just go to hero honda workshop
tell them to give under insurance
they will guide you

as soon as insurance guys passes the parts ...get the copy of parts from workshop & mail them to hero honda

Now this is very sad. i think your friend who did so also holds some liability to pay off for this.


+1 , never ever give your bike to anyone unless there is an emergency, i never give my bike to anyone and because of that my friends do make fun of me also but it doesn't matter to me.

Last night after some hurried festive shopping with my friend I came back home in his car and he kept the bike as he had some work. It was decided he would return today early morning. On his way to my place, an autorikshaw beside him suddenly moved right, where my friend was riding at around 50-60kmph. He was pushed to the right, unfortunately there was the road divider which he rammed into. Bike felt and scratched along the divider, my friend fell on the other side of the divider and just escaped from being under a bus. He got his leg fractured though.


That was one of the worst mistakes I've ever made. Now I will never give my bike to people on whose riding skills I trust.


I'm having the IFFCO-TOKYO general insurance. I've attached a scanned copy. Please refer that. I cannot understand the type of package. One more thing. Should I mention that it was my friend riding? (he has a valid driving license).



How do I check the forks?

Ok. thanks.


Hey thanks for the info. I've attached my insurance paper. Please refer it and let me know.



Hey manan bhai. Thanks a lot for the cost estimates. Your experiences are helping us.


Yes, he will pay the costs. Even I never give my bike to any of my friends. Most of them never got a chance to ride it even for a short distance. But yesterday, it was really the first time I let it stay away from me. I've not seen the bike after taking the pics. I dont want to see rather.

No problem if your friend is driving...you can get claim...

are u making fun of me ?


for forks
just run the bike ...& get the hands of from handel for few secs ....& if its going towards left or right ...it means that forks are gone


for insurance
take your friend with you at svc & tell everything that happens
insurance is applicable if your friend has crashed [he must have valid license ]

@fast_ferocious, that's a bad crash and it hurts a lot. Accidents do happen; take it easy. Everything will be rectified and you will forget when you ride it again. Most importantly, you will learn certain valuable things in life.

Why do you want to quote your friend's Driving License for insurance cover? Do not you have proper valid DL?? Dont tell them your friend is driving. Tell them you are driving (only if you have a valid DL).