, finally it worked with a credit card 
The premium online and it came to only 4114. Apparently the lady was all bollocks of paying 10K.
On another note..even thou bike is costlier in bangalore the insurance seems to be cheaper by around 700 bucks

BTW i also got a no claim bonus of 845 bucks!
The break up is something like this
BASIC OD COVER 4,454.17
LESS :UNDERWRITER DISCOUNT 229.00
MOTOR OD BASIC - NEW 4,225.17
BASIC OD TOTAL 4,225.17
OD TOTAL 4,225.00
LESS :NO CLAIM BONUS-GR27 845.03
MOTOR TOTAL 3,380.00
BASIC TP COVER 300.00
BASIC TP TOTAL 300.00
ADD :PA FOR OWNER DRIVER-GR36A 50.00
TP TOTAL 350.00
TOTAL PREMIUM 3,730.00
ADD :SERVICE TAX 384.00
STAMP DUTY 0.50
TOTAL AMOUNT 4,114.00



....here we go again!!







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