This is a Life and Pocket saver information for sure . Any idea if I can upgrade my insurance plan to the one you have menitoned? Btw, my Insurance plan is just 2 weeks old

And one more question is even for a brand new bike, Oriental gave me the IDV of around 10k lesser than the ex=showroom price...
Is this as per any rule or I'm the only Lucky one here !

Looks really neat but seems like it will add another 8.5 Kilos to the overall weight. the site mentions that the shipping weight is that much.

Need to look for lighter alternatives

thanks again!

you're a star! if only i crashed after august with this top up cover, i would have saved 25k rs! ah well, better late than never

Clocked 1000 yesterday.. it was time for my first servicing today... Had booked an appointment for 10.00' clock today at Ghatkopar Service Centre.... here goes my experience
1. Located in a horrible place,
2. there is a separate service bay for ninja.
3. In-spite of taking an appointment, i was still made to wait for 2 hours, only when i lost my patience and shouted was my bike taken in.
4. They dint washed the bike as the system was out of order
5. Service guys for ninja knew their job.
6. Normal oil change, (Bajaj 10000), oil filter change, air filter cleaning and other regular checkups...
7. Surprising they dint had a paddock stand.
8. Extra 2% if you pay by Credit Card.
9. Asked about teflon coating... checked out the polish.. its the formula 1 carnabaux ... charge - Rs 1000 ( Already have it with me.. so i'm gonna go for DIY)

In all not a great experience after paying so much for a premium bike.
Wondering how will they manage 650R

The extra 2% on cards holds true with Pune also. If it were Mumbai or Bangalore, this in my opinion wouldnt be the case. Not even in Ahmedabad. I think it is irritating and should be escalated to the higher officials/offices of Bajaj.

Blore PBK also charges 2% extra on credit/debit cards.

I informed Prasanna to speak to the higher officials and waive it off. Its cumbersome to carry loads of cash if the repair bill is huge.... applies to major service intervals as well.

Check this out. Pretty popular on the US Ninja forums.





I opted for nil depreciation top up cover which means in the event of a claim the insurance company pays the full amount of the claim (no depreciation is calculated for any part, plastic or metal, meaning total cost of the part is paid). The owner only has to pay the mandatory deductible which is 1% of the IDV or 250 bucks whichever is higher. Of course there is no cashless claim feature if someone wants me to clarify this as well.

P.S. They dont divulge these details as the ninja is considered an accident prone vehicle and its financially no benefit for them to offer this cover.

Oh yeah, i forgot, the top up cover costs 500 bucks over and above the premium amount. I managed to get a discount and paid only 200 bucks for it in addition to the NCB on the Premium.

hai everyone..had a crash on my baby yesterday..no serious injuries to me thanks to my gear..but ninja took hard beating.right now i am having oriental insurance which will expire in a week..due to the crash i am planning to continue with the same insurance plan...

regarding the damage to my bike...right and left fairing,front cowl need to be replaced.front alloy is broken would like to know how much does the insurance covers on the metal parts because i remember that 100%coverage for the metal parts...and the exhaust had a bent and the mechanic at pk said that he need to check the bike to tell whether there is any need for the replacement for exhaust or not..would like to know..would like to your inputs regarding the cost of exhaust and what % of the cost of exhaust will the insurance cover??..would be happy if replied soon as i am going to visit the pbk showroom tomorrow to claim insurance

In my opinion, you can still buy the top-up cover and get it endorsed in your policy. I dont see why Oriental would refuse unless they have something that states so in writing (that add-on covers can only be opted while renewing or buying a new policy).

My first year IDV was 262,877 much lower than the ex-showroom price in Blore. Insurance co's calculate depreciation from the first year itself.



Send them an email and ask for the product weight. I'm sure it'll weigh a lot less, especially the carbon fiber ones. Packaging generally adds a whole lot of weight as layers and layers of packing material is used to minimize any damages caused while in transit.



Glad i have been of help. Sorry for posting this late.

Check for air in your rear brake line...bleed it yourself if you know the process; else get it done from the nearest PBK. Some of the Ninjas have been reported with this issue from the rear brake; in some cases, the rear brake jams up..in some, it simply does not bite.

Sorry for the delayed reply. I did quite a bit of research and decided to continue with Oriental for the second year as well.

I opted for nil depreciation top up cover which means in the event of a claim the insurance company pays the full amount of the claim (no depreciation is calculated for any part, plastic or metal, meaning total cost of the part is paid). The owner only has to pay the mandatory deductible which is 1% of the IDV or 250 bucks whichever is higher. Of course there is no cashless claim feature if someone wants me to clarify this as well.

Example - fairing to be replaced after a crash. Cost 11k (assumption/guesstimate). Normally only 50% is paid by the insurance co. In the above top up cover they would pay the full amount of 11k and the owner only needs to pay 1% of the IDV or 250 bucks whichever is higher. Here my IDV is 2.49L and 1% is ~2500 bucks. Therefore all i pay irrespective of the claim amount is 2500 bucks.

P.S. They dont divulge these details as the ninja is considered an accident prone vehicle and its financially no benefit for them to offer this cover.

Oh yeah, i forgot, the top up cover costs 500 bucks over and above the premium amount. I managed to get a discount and paid only 200 bucks for it in addition to the NCB on the Premium.

Thanks for the update on Bangalore . Yes, I think this must be taken up the order. I am told by many around that since Bajaj has been able to sell a lot of vehicles (Pulsars in particular), they now live their life on their own terms

i got the xx10 purely because of it's bulk (i know it isn't absolutely necessary but stronger the better) and read few complaints about the xx6. if i were you, i'd buy few spare batteries too! btw the xx10 has served me well and its loud too!

Thanks abhinav for your inputs.
From where your ordered these and for how much? Have you tried to fit disc locks to the rear disc ?

@aditya: a couple of months ago you mentioned something
about an extra that you paid on your insurance premium for your ninja where
plastic parts were covered 100% incase of a claim.

how about a few details please.

Sorry for the delayed reply. I did quite a bit of research and decided to continue with Oriental for the second year as well.

I opted for nil depreciation top up cover.

IBajaj Allianz were very close on the premium amount and the IDV but they weren't ready to cover the ninja

P.S. They dont divulge these details as the ninja is considered an accident prone vehicle and its financially no benefit for them to offer this cover.

Yup, some of us have fit the FZ hugger... does the job... but i have been looking for the carbon fiber hugger for quite a while now, unable to locate... looks quite neat on some of the 250 pics i have seen...




Thanx...

The extra 2% on cards holds true with Pune also. If it were Mumbai or Bangalore, this in my opinion wouldnt be the case. Not even in Ahmedabad. I think it is irritating and should be escalated to the higher officials/offices of Bajaj.

Hey Adi.. Let me know when you get a reply from them.. Even I have mailed them. If your going for a hugger consider me IN. I will also take the handle bars.. Looks dope!! BTW, thanks for the link.. God I must say you do a lot of research..

any idea if they have this for "bigger" bikes too??
let's say a showroom bought Ducati 1098R for example?