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KTM RC 390 Ownership Experience
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Re: KTM RC 390 Ownership Experience
guys I visited a showroom to chck out RC390 but the guy said tat the 2016 versions are being launched in my place Chennai by March 23rd only. It was kindof hard to beleive ia this true or should I enquire with other dealers??
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Re: KTM RC 390 Ownership Experience
The 2016 rc390s have already been delivered ,I got the 2016 slipper clutch version by late January . Check the ashok pillar KTM ,they have 2016 versions there .Originally posted by abhi1991 View Postguys I visited a showroom to chck out RC390 but the guy said tat the 2016 versions are being launched in my place Chennai by March 23rd only. It was kindof hard to beleive ia this true or should I enquire with other dealers??The North Eastern Sojourn- wanderlust diary-7000 Kilometers|| Sikkim || Bhutan
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Re: KTM RC 390 Ownership Experience
Do they have RC bikes for test riding these guys didnt have even that and were sayin I wont be able to get a test ride of RC versions in any dealerships as 2015 models are sold out and fresh 2016 models wont be given for test riding [emoji20] [emoji20]Originally posted by Chris2292 View PostThe 2016 rc390s have already been delivered ,I got the 2016 slipper clutch version by late January . Check the ashok pillar KTM ,they have 2016 versions there .
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Re: KTM RC 390 Ownership Experience
1 year about to complete . Need to renew insurance.
Bajaj alliance quoted IDV 1,81,000 and premium rs 4,100 including 20% discount for NCB.
As it was zero depreciation policy, don't you guys think that idv should be same as 1st year?
Can I change insurance company and get zero depreciation quote from other company on 2nd year?
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Re: KTM RC 390 Ownership Experience
If you change the insurance company then the NCB will be lost.Originally posted by bikersdream View Post1 year about to complete . Need to renew insurance.
Bajaj alliance quoted IDV 1,81,000 and premium rs 4,100 including 20% discount for NCB.
As it was zero depreciation policy, don't you guys think that idv should be same as 1st year?
Can I change insurance company and get zero depreciation quote from other company on 2nd year?---
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Re: KTM RC 390 Ownership Experience
Yes u can get 0 dep from another companyOriginally posted by bikersdream View Post1 year about to complete . Need to renew insurance.
Bajaj alliance quoted IDV 1,81,000 and premium rs 4,100 including 20% discount for NCB.
As it was zero depreciation policy, don't you guys think that idv should be same as 1st year?
Can I change insurance company and get zero depreciation quote from other company on 2nd year?Most motorcycle problems are caused by the nut that connects the handlebars to the saddle!
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Re: KTM RC 390 Ownership Experience
They reduce the IDV every year, regardless of zero depreciation or not. That's because the value of the vehicle reduces each year as it gets older. Zero depreciation, according to my understanding, means that they will reimburse you the full cost of plastic and other parts in case of accident. Usually, plastic parts have 50% depreciation.
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Re: KTM RC 390 Ownership Experience
Nope. Zero depreciation means zero depreciation. You don't have to pay anything from your side. The IDV is of no significance in zero dep insurance.Originally posted by leech View PostThey reduce the IDV every year, regardless of zero depreciation or not. That's because the value of the vehicle reduces each year as it gets older. Zero depreciation, according to my understanding, means that they will reimburse you the full cost of plastic and other parts in case of accident. Usually, plastic parts have 50% depreciation.
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Re: KTM RC 390 Ownership Experience
My first year Insurance was from ICICI Lombard, Zero Dep Silver, cost me Rs. 6555. IDV was Rs. 2,05,425.Originally posted by bikersdream View PostThanks for replies.
Will probably continue with bajaj alliance though 4100rs for zero depreciation policy on second year looks expensive .
I got a Zero Dep Insurance from IFFCO TOKIO with an IDV of Rs. 1,95,514 for Rs. 4130. A depreciation of under Rs. 10,000 making it just 5%. A very good deal.
The reason I went with IFFCO TOKIO is my service center has a tie up with them for Cashless Claims. Not many companies provide cashless claims when it comes to 2-Wheelers.
P.S- I have heard a lot of people complain about claims when it comes to Bajaj Allianz.
----consecutive posts auto-merged-----
Actually to reduce the premium, you can opt to pay claim charges, starting from Rs. 500 per claim. So if you have a policy that requires claim charges, you will have to pay them.Originally posted by paradoxx View PostNope. Zero depreciation means zero depreciation. You don't have to pay anything from your side. The IDV is of no significance in zero dep insurance.
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