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  • Guys, it's time for me to renew the bike's insurance. My current provider is Oriental Insurance. Any idea on which insurance company I should go with?
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    • Originally posted by vrathor View Post
      Guys, it's time for me to renew the bike's insurance. My current provider is Oriental Insurance. Any idea on which insurance company I should go with?
      You can renew the insurance with Oriental or opt for another provider. See which company gives you a better deal in terms of coverage, bonus etc. There will not be major differences between companies but you may stand to gain with some homework. Also ensure there are no hidden clauses in the insurance cover.
      ATGATT - Because hospital ceilings are boring !!!

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      • Originally posted by vrathor View Post
        Guys, it's time for me to renew the bike's insurance. My current provider is Oriental Insurance. Any idea on which insurance company I should go with?
        Iffico- tokio Insurance is the best option as compared to Oriental. They have a hassle free procedure while making claims. And I can say this because I have made one sadly and every company gives no claim bonus so u can always go for a quote 1st and then decide.
        Behind every successful man .. there is a MACHINE


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        • Need Help ..

          My brother had an accident with ninja because of oil spill on road. Luckily he escaped with some minor injuries because of good riding gear but sadly ninja had a bad hit.

          The bike slipped on the right side and also dashed into my friend's bike tail breaking the windscreen and damaging the front cowl.

          PBK gave me an overall estimate of Rs. 1,60000.00 but inspection from insurance guy is yet to be done.

          Now guys i want to know how much would be the difference between the estimate and the actual bill.
          Behind every successful man .. there is a MACHINE


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          • The bill you get is for what all parts you are planning to change.For which plastic(fairing) is 50% and metal is 100% recovery if bike is less than 6 months old ,thereafter it depreciates by 5% or so.. chk the oriental website for a detailed document.

            for repair charges is decided by the insurance agent , as to how much he will give for each repair... that is not fixed..

            But the main catch is ... You can see something as the estimation charges put as 1000 or so... you will not be getting that.. I do not know why so. ?
            RIP Marco

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            • Originally posted by vkuchhal View Post
              The bill you get is for what all parts you are planning to change.For which plastic(fairing) is 50% and metal is 100% recovery if bike is less than 6 months old ,thereafter it depreciates by 5% or so.. chk the oriental website for a detailed document.

              for repair charges is decided by the insurance agent , as to how much he will give for each repair... that is not fixed..

              But the main catch is ... You can see something as the estimation charges put as 1000 or so... you will not be getting that.. I do not know why so. ?


              My bike is insured by Iffco Tokio insurance. Lets see what the agent says tommorow. But I feel 160k as estimate is to much. I am just hoping I don't end up paying a big fat amount.

              All this because of some stupid oil spill on road. Around 10-12 bikes lost control. Guys ride properly cause even a speed of 40 can give this to your bike.
              Behind every successful man .. there is a MACHINE


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              • Originally posted by joshishaan View Post
                My bike is insured by Iffco Tokio insurance. Lets see what the agent says tommorow. But I feel 160k as estimate is to much. I am just hoping I don't end up paying a big fat amount.

                All this because of some stupid oil spill on road. Around 10-12 bikes lost control. Guys ride properly cause even a speed of 40 can give this to your bike.
                Sorry about the crash

                I suppose the frame sliders saved a lot of fiber parts...
                Edit: Along with some damage... I see the frame sliders have bent the faring :O...

                160000 estimate...
                These are the reasons I am getting afraid to go for the Ninja
                Last edited by kiran_borra; 12-29-2010, 10:13 PM.

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                • @joshishan - i would recommend checking the slider mounts, if they have bent or damaged anything inside the bike. Dunno if the insurance agent will point them out as a modification to the bike and create a hassle.


                  My offerings to the gods of speed -

                  - KTM Duke 200
                  - Yamaha RXZ 5 speed


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                  • Originally posted by joshishaan View Post
                    My bike is insured by Iffco Tokio insurance. Lets see what the agent says tommorow. But I feel 160k as estimate is to much. I am just hoping I don't end up paying a big fat amount.

                    All this because of some stupid oil spill on road. Around 10-12 bikes lost control. Guys ride properly cause even a speed of 40 can give this to your bike.
                    I'm not sure how many of them here will favour me in this one, but if the repair is too expensive for you, make it a street bike. at least temporarily.. As long as the engine is not damaged from the accident, performance won't be hindered...
                    Last edited by The Celebrity; 12-30-2010, 02:44 AM.
                    To be The Best, You got to beat The Celebrity...
                    xBHP Trivandrum ICE sheet
                    - RX 100 ('87)
                    - Ninja 250 ('10)
                    - Impulse ('11)
                    - Tiger 800 ('20)

                    Comment


                    • Originally posted by vrathor View Post
                      Guys, it's time for me to renew the bike's insurance. My current provider is Oriental Insurance. Any idea on which insurance company I should go with?
                      Iffco-Tokio
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                      when i ride bullet before my bullet was solid condition but i once race with a Ceilo car and my engine size. mechancic say bullet is good bike but no racing. it is good for three people and very powerful.
                      one day when i become rich i but ducati and then I race with cars. not now.
                      kamlesh kanda
                      NO PACE TOO SLOW
                      IF you're at all going to be a respectable rider one day, leave your pride at the "door."

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                      • Originally posted by TenHut View Post
                        Iffco-Tokio
                        any customer experience for you with them?! if so, how beneficial was it?!
                        To be The Best, You got to beat The Celebrity...
                        xBHP Trivandrum ICE sheet
                        - RX 100 ('87)
                        - Ninja 250 ('10)
                        - Impulse ('11)
                        - Tiger 800 ('20)

                        Comment


                        • Originally posted by kiran_borra View Post
                          Sorry about the crash

                          I suppose the frame sliders saved a lot of fiber parts...
                          Edit: Along with some damage... I see the frame sliders have bent the faring :O...

                          160000 estimate...
                          These are the reasons I am getting afraid to go for the Ninja
                          Frame sliders still is a must have. It did its part as it even saved my right signal light but then in my case it also went over a speed beaker and hence the dent on faring
                          Behind every successful man .. there is a MACHINE


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                          • Originally posted by The Celebrity View Post
                            I'm not sure how many of them here will favour me in this one, but if the repair is too expensive for you, make it a street bike. at least temporarily.. As long as the engine is not damaged from the accident, performance won't be hindered...
                            I had being to PBK today as the Iffco Tokio guy did the inspection today the final bill will be sum where around 85k excluding the silencer as i intend to install an after market one.

                            90% of the amount went on the front parts
                            Behind every successful man .. there is a MACHINE


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                            • Originally posted by joshishaan View Post
                              I had being to PBK today as the Iffco Tokio guy did the inspection today the final bill will be sum where around 85k excluding the silencer as i intend to install an after market one.

                              90% of the amount went on the front parts
                              So you'll need to pay 85K after the insurance claim or is that the total bill amount?

                              Comment


                              • Originally posted by joshishaan View Post
                                I had being to PBK today as the Iffco Tokio guy did the inspection today the final bill will be sum where around 85k excluding the silencer as i intend to install an after market one.

                                90% of the amount went on the front parts
                                Can you please provide the list of parts that were replaced and their prices?

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